Vehicle Loans

Get the funds you need at a competitive, affordable price.

No matter what kind of vehicle you are looking for, start here.

We’ll help you find a vehicle or car loan that’s easy on your monthly budget.

Auto Loans

Fuel-efficient compact. Family-friendly SUV. Cargo-carrying pickup. You choose your next ride and let LA Mission Federal Credit Union get you on your way.

  • Fixed auto loan rates for new and used vehicles
  • Finance up to 120% of the total cost, including state fees, sales tax and registration, depending on creditworthiness
  • Flexible repayment terms of up to 96 months
  • Future Skip-A-Pay option for loans in good standing coming

View our Vehicle Loan Checklist to see what you need before you buy.

First-Time Auto Buyers

If you are looking to buy your first car, we have a First-Time Auto Buyer program just for you. To qualify, you must be at least 18 years old, have proof of income, and have worked for your current employer for at least 12 months.

  • Up to 120% auto financing of the manufacturer’s suggested retail sales price (MSRP) for a new vehicle and Kelley Blue Book retail value for a used vehicle
  • Flexible repayment terms
  • Down payment of at least 10% and proof of insurance

LAMFCU is a full-service credit union. If you are a parishioner of Santa Rosa Catholic Church, or work or attend school at Santa Rosa Catholic Church or are a family member of a current account holder you are eligible to join.

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May 2024
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A moment I will never forget! LAMFCU gave me the opportunity to get a loan for my first car! I was so excited and just payed it off! Thank you for making my dream come true!

Oscar G. Van Nuys, CA